What it sells
Open-source core banking.
Business model breakdown
Buyer: who owns the budget?
UnverifiedBanks, fintechs and payment institutions holding or newly receiving a license (CTO/COO level).
Trigger: what makes them buy now?
Newly authorized institutions choosing a stack, or institutions unhappy with current BaaS/core provider wanting to run under their own license.
Workflow: what inputs become what output?
Core banking (accounts, balances, ledger, Pix/Boleto/TED), credit lifecycle, multi-source reconciliation and Bacen/Nuclea/Dataprev messaging; staged migration with both platforms coexisting.
Economics: what it saves and how it charges
Modular solutions adopted independently, SaaS operated by Lerian or BYOC, plus professional services (architecture, implementation, migration); open-source Midaz ledger at core per press.
Distribution: how it reaches customers
Sales-led via Talk to Lerian, docs/sandbox for developers, professional services.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| 2026-01-26 | — | US$ 5,5 mi | — | news.google.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.