What it sells
Bitcoin-denominated life insurance written by a Bermuda BMA-licensed life insurer.
Business model breakdown
Buyer: who owns the budget?
UnverifiedBitcoin holders buying a policy for wealth protection and inheritance, via distribution partners; institutions.
Trigger: what makes them buy now?
Wanting to leave Bitcoin to beneficiaries without wallet/seed-phrase custody risk, or to borrow against BTC without selling (loan up to 90% of policy value).
Workflow: what inputs become what output?
Pay premiums in BTC; premiums grow inside the policy at a guaranteed locked-in BTC rate; full death benefit from first premium; optional BTC loan; at payout Meanwhile transfers the fixed Bitcoin amount to beneficiaries.
Economics: what it saves and how it charges
UnverifiedLife insurer earning premiums and investment spread; holds reserves in Bitcoin.
Distribution: how it reaches customers
Distribution partners and BTC Life Partners program plus direct get started flow.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| 2026-10-08 | — | $37.5M | Sam Altman (backer) | news.google.com |
| 2026-10-08 | — | USD37.5M | — | news.google.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-17.