What it sells
Fintech.
Business model breakdown
Buyer: who owns the budget?
UnverifiedIndividual consumers applying for the card in the app or online.
Trigger: what makes them buy now?
Limited-time promotion: no annual fee for applications before 13 October, plus up to MXN 200,000 credit line and next-day card delivery.
Workflow: what inputs become what output?
Apply online, receive card next day, make a purchase from MXN 10, defer chosen purchases in the app into 3 to 12 interest-free instalments, then repay monthly while tracking progress in the app.
Economics: what it saves and how it charges
UnverifiedLikely earns interest and interchange on card balances, funding cashback (up to 15% in 4 chosen categories per month) and interest-free instalments; company cites a USD 5B valuation.
Distribution: how it reaches customers
Online card application and mobile app; card delivered next day.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| 2026-04-16 | — | $405M | — | news.google.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.