What it sells
Credit-building products (Credit Builder, Credit Builder Card program, Bill Report) delivered to fintechs via APIs and embedded components.
Business model breakdown
Buyer: who owns the budget?
UnverifiedProduct, growth or partnerships leaders at fintechs, gig-worker payout platforms and personal-finance apps.
Trigger: what makes them buy now?
Platforms want a new revenue stream and better retention/lifetime value by offering credit-building to users without building credit products themselves.
Workflow: what inputs become what output?
Integrate, customize, launch and grow credit-building features turning recurring payments into credit history.
Economics: what it saves and how it charges
Partners gain new revenue streams and retention; claims proven increase in retention and lifetime value.
Distribution: how it reaches customers
B2B demo-led via 'Get a Demo' with developer docs.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| 2025-11-07 | — | $8M | — | news.google.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-13.