What it sells
AI agents for commercial underwriting at banks and fintechs
Business model breakdown
Buyer: who owns the budget?
UnverifiedCredit/lending leaders at commercial banks and fintechs.
Trigger: what makes them buy now?
UnverifiedSlow manual financial spreading and credit memo drafting.
Workflow: what inputs become what output?
Financial statement spreading with human-in-the-loop verification, key ratio calculation, AI credit memo drafting, web search/onboarding and industry risk intelligence, via API.
Economics: what it saves and how it charges
Claims 80% reduction in case processing time, same-day turnaround, 45 min saved per credit memo.
Distribution: how it reaches customers
Demo-led plus free first financial spread (NDA, one set of statements).
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2023 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.