What it sells
Enabling consumers split the cost of purchases without a credit card
Business model breakdown
Buyer: who owns the budget?
Merchants in furniture, dental clinics, mobility/motorcycles, construction, appliances and music instruments (affiliate stores) and their consumers.
Trigger: what makes them buy now?
UnverifiedMerchants wanting higher ticket and conversion; consumers without credit cards wanting installments.
Workflow: what inputs become what output?
Consumer picks an affiliated merchant, applies for credit in minutes, takes the purchase and pays biweekly or monthly; merchant receives full payment without chargebacks or credit risk.
Economics: what it saves and how it charges
Consumer credit up to MXN 200,000 over up to 24 months; merchants join with no affiliation fee and claim +30% average ticket; revenue presumably from financing and merchant discounts (not stated).
Distribution: how it reaches customers
Merchant onboarding via affiliation form then team contact; vertical industry pages; consumers via "where to buy" catalog.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2021 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.