What it sells
The first digital payment experience company, built for B2B.
Business model breakdown
Buyer: who owns the budget?
UnverifiedFinance/growth leaders at B2B sellers and marketplaces.
Trigger: what makes them buy now?
Need to offer net terms to grow sales and cut DSO without taking AR/credit risk.
Workflow: what inputs become what output?
Pay-by-invoice and B2B BNPL at checkout, with balance underwriting buyers, invoicing, collections and cash application.
Economics: what it saves and how it charges
UnverifiedSeller gets paid upfront; Balance carries credit risk and takes fees.
Distribution: how it reaches customers
Demo-led (Book a Call), API, integrations, partners.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2020 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.