What it sells
Smart micro financing for everyone
Business model breakdown
Buyer: who owns the budget?
UnverifiedThe individual borrower (consumer) pays the loan back.
Trigger: what makes them buy now?
Need for quick small cash ($500-$10,000 MXN) without bureau check, income proof or collateral.
Workflow: what inputs become what output?
Download the app, submit official ID and bank account details, get a decision in under 10 minutes, receive funds instantly, repay on a fixed date; on-time payment and referrals earn cash rewards.
Economics: what it saves and how it charges
Interest and fees on short-term consumer loans: max APR 300%, example $500 repays $874 + VAT over 90 days; regulated SOFOM.
Distribution: how it reaches customers
Direct-to-consumer via iOS/Android app, referral program (Invita y Gana, $300-$800 MXN per referral), social content.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2021 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.