What it sells
Clear.co for LATAM. Revenue based financing for online sellers.
Business model breakdown
Buyer: who owns the budget?
UnverifiedSeller owner/founder.
Trigger: what makes them buy now?
Sellers lack cash flow to buy inventory ahead of sales and cannot get bank financing.
Workflow: what inputs become what output?
Seller applies, receives credit offer in under 72 hours, draws capital via credit line, sales-based credit or simple credit, repays biweekly/monthly.
Economics: what it saves and how it charges
UnverifiedLender earning interest/fees on working-capital loans to marketplace sellers; repayment flexes with sales in one product.
Distribution: how it reaches customers
Online application ('Solicita tu crédito'), integrated with marketplace seller accounts.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2022 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.