What it sells
Enabling banks have a fintech-style loan origination process
Business model breakdown
Buyer: who owns the budget?
UnverifiedDigital/retail banking and credit product heads at banks, retailers and lenders.
Trigger: what makes them buy now?
Slow in-branch or paper card/loan origination (e.g. Favacard 11-day process, DPortenis 45 min per application) and low conversion.
Workflow: what inputs become what output?
White-label digital onboarding for people and businesses: applicant profiling, KYC/KYB, biometrics (FaceTec), fraud checks, online credit scoring, e-signature of contracts, plus engagement/benefits portal and AgenticOps back-office agents.
Economics: what it saves and how it charges
White-label software platform sold to financial institutions; claims +48% conversion (Favacard), +40% monthly credits and 45 to 3 min per application (DPortenis).
Distribution: how it reaches customers
Demo-led enterprise sales ("Agendar Demo"), partnership with Mastercard.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2022 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.