What it sells
Banking + Payroll/Benefits + Bookkeeping + Tax in one place
Business model breakdown
Buyer: who owns the budget?
Founder/CEO or ops/finance lead at early-stage startups.
Trigger: what makes them buy now?
Just incorporated, first hire, expanding to a second state, or preparing for a funding round needing clean books.
Workflow: what inputs become what output?
Incorporation (Delaware C-Corp, EIN, 83(b)), banking and cards, payroll/HR/benefits, bookkeeping and tax prep in one platform with dedicated bookkeeper and CPAs.
Economics: what it saves and how it charges
UnverifiedBundled subscriptions and services: payroll per employee, bookkeeping and tax retainers, plus banking/treasury revenue (card cashback and cash-management products via Thread Bank and BNY Mellon Pershing).
Distribution: how it reaches customers
Self-serve signup plus demo, solution pages by persona/milestone, content, partners page.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2023 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.