What it sells
Digital Co-op Renters Insurance = half the price, better coverage.
Business model breakdown
Buyer: who owns the budget?
UnverifiedRenters (individuals and roommates on a lease).
Trigger: what makes them buy now?
UnverifiedLandlord requires renters insurance when leasing.
Workflow: what inputs become what output?
Enter ZIP, get an instant quote with no email, buy landlord-approved policy, adjust coverage in member dashboard.
Economics: what it saves and how it charges
Pools member premiums, takes a fixed fee, pays claims, returns remainder as an Annual Member Dividend; agency compensated by carrier partners.
Distribution: how it reaches customers
Direct online quote and purchase; licensed insurance agency in most states.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2017 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.