What it sells
AI-native commercial insurance brokerage
Business model breakdown
Buyer: who owns the budget?
UnverifiedThe small business owner.
Trigger: what makes them buy now?
Landlord, bank or client requires proof of coverage or a COI; hard-to-place risks that most agents cannot reach.
Workflow: what inputs become what output?
Business owner makes one call or requests a quote; a specialist learns the business, Harper works every market that can write it, presents options in plain terms, and handles placement end-to-end.
Economics: what it saves and how it charges
UnverifiedInsurance brokerage; commission revenue is implied but not stated. Raised $47M seed and Series A.
Distribution: how it reaches customers
Direct inbound: web Get Quoted form, phone line and SEO pages by industry and coverage.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2025 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.