What it sells
Leading wealth management and investing platform in Vietnam
Business model breakdown
Buyer: who owns the budget?
Individual retail savers in Vietnam (office workers, small business owners, investors) who fund the account themselves.
Trigger: what makes them buy now?
Emergency-fund and idle cash sits in payment accounts earning about 0.1%/year or in term deposits that lose interest when withdrawn early.
Workflow: what inputs become what output?
Download the app, verify identity and sign e-contract, transfer money in 24/7, earn daily returns (5.0%/year shown), withdraw any time (minimum 50,000 VND) without losing earned interest.
Economics: what it saves and how it charges
UnverifiedNo account-opening or management fee to the user; Infina entrusts funds to licensed fund managers (ACB Capital, PVI Asset Management) investing in deposits and money-market style funds, and earns partner revenue (referral/distribution) from products like Finavi brokerage and PVI insurance (inferred).
Distribution: how it reaches customers
Consumer mobile app plus embedded white-label distribution through partners TPBank, ZaloPay and AppotaPay; content and community marketing.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2021 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.