What it sells
Malga is an API to accept payments with multiple payment providers
Business model breakdown
Buyer: who owns the budget?
UnverifiedCTO / payments or finance lead at digital platforms.
Trigger: what makes them buy now?
Provider lock-in, low approval rates, fraud/chargebacks, and the need to add or swap payment providers without rewriting integrations.
Workflow: what inputs become what output?
Single API orchestrating multiple acquirers, anti-fraud, wallets and payment methods (card, Pix, boleto): smart routing, 3-D Secure 2.0, recurring billing with retries, split payments and card vaulting; also white-label payments infrastructure and sub-acquiring.
Economics: what it saves and how it charges
UnverifiedLikely per-transaction fees and/or platform fee, plus sub-acquiring margin; not published.
Distribution: how it reaches customers
Sales-led ("Fale com um especialista") plus developer docs.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2021 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.