What it sells
B2B-2C real-time account to account payments
Business model breakdown
Buyer: who owns the budget?
Banks, fintechs, wallets, lenders and gambling operators in Colombia/LatAm (heads of payments/product/engineering).
Trigger: what makes them buy now?
Need instant account-to-account transfers, payroll dispersion or wallet cash-in/out as alternative to slow rails (Transfiya, PSE) without risky clearing schemes.
Workflow: what inputs become what output?
Bank connects directly to core banking, or fintech plugs in APIs/SDKs, to run real-time cross-border remittances, bulk disbursement and recurring direct debit, wallet cash in/out with end-to-end traceability.
Economics: what it saves and how it charges
UnverifiedInfrastructure fees on transactions (inferred); claims 10K+ TPS, 99.99% uptime, funds available in under 1 minute, launch in weeks not months.
Distribution: how it reaches customers
Demo-led enterprise sales (Solicitar demo); two integration paths: direct connection for banks, plug-and-play API/SDK for fintechs.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2023 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.