What it sells
Building Payments for the Next Billion.
Business model breakdown
Buyer: who owns the budget?
UnverifiedIndividual senders; businesses via Rafiki API.
Workflow: what inputs become what output?
Download app, hold balance in multi-currency account, convert and send to mobile money or bank in 35+ countries; USD account in early access.
Distribution: how it reaches customers
Self-serve app, country pages for SEO, partnerships (MoneyGram stablecoin settlement).
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2019 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.