What it sells
Shopify for Financial Services
Business model breakdown
Buyer: who owns the budget?
UnverifiedTechnology and lending heads at banks and NBFCs in India.
Trigger: what makes them buy now?
UnverifiedDigitizing loan origination and servicing, meeting RBI regulatory changes (co-lending, data governance, Ind AS 109 ECL), and reducing manual document handling.
Workflow: what inputs become what output?
Borrower applies in one of 11 Indian languages, documents are extracted by LLM, rules/KYC/underwriting run in the LOS, loans are disbursed and serviced in the LMS with collections, accounting and reconciliation, and ECL and early-warning risk scores monitor the portfolio.
Economics: what it saves and how it charges
Enterprise software licence for LOS/LMS modules (clients can pick any); claims banks and NBFCs manage Rs 20,000 Crore+ in loans on the system.
Distribution: how it reaches customers
Demo-led sales ('Request Demo'), SEO content and RBI-regulation blog posts.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2017 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.