What it sells
AI Native Commercial Insurance Brokerage
Business model breakdown
Buyer: who owns the budget?
UnverifiedBusiness owner or operations/finance lead at the insured company.
Trigger: what makes them buy now?
Hard-to-place risks other brokers decline; renewal; claims 48-hour median time to first quote.
Workflow: what inputs become what output?
Submit quote request, Panta places risk with A-rated carrier panel, side-by-side comparison; premium can be paid or financed via Ascend.
Economics: what it saves and how it charges
Broker commissions on placed premium; premium financing partner Ascend; raised $5.2M seed.
Distribution: how it reaches customers
Direct online quote requests, phone, and broker follow-up; industry landing pages.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2026 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.