What it sells
Commercial insurance for small businesses
Business model breakdown
Buyer: who owns the budget?
Owners of small contractors, service businesses and trucking fleets (1-25 trucks).
Trigger: what makes them buy now?
Customer or lender requires a certificate of insurance, or a trucker needs coverage bound to activate MC authority.
Workflow: what inputs become what output?
Call or text an agent, the broker shops 8+ carriers (Progressive, Fairmatic, Canal, Cover Whale and others), binds coverage, then handles certificates, changes and renewals.
Economics: what it saves and how it charges
UnverifiedIndependent broker earning commissions from carriers (inferred); no fees stated.
Distribution: how it reaches customers
Phone and SMS direct, SEO landing pages by line (general liability, commercial auto, trucking, Utah contractors); Utah-based, serves nationwide.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Fall 2026 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.