What it sells
Upgraded helps retailers and carriers sell devices on subscription.
Business model breakdown
Buyer: who owns the budget?
Individual consumers financing via Affirm.
Workflow: what inputs become what output?
Pick MacBook at partner store, check out with Upgraded, 36 monthly payments with AppleCare+, upgrade after 24 payments and return the old device for refurbishment.
Economics: what it saves and how it charges
UnverifiedFinancing (Affirm, as low as 0% APR) plus resale/refurbishment of returned devices; retailers earn on hardware sale.
Distribution: how it reaches customers
Through Apple Premier Partner retailers and direct site.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2016 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.