What it sells
Advance next payday, and BNPL for bills
Business model breakdown
Trigger: what makes them buy now?
Unexpected expenses (electricity, rates, car repairs, dental) before payday.
Workflow: what inputs become what output?
Download app, verify, connect the bank account receiving wages, withdraw up to $2,000 in under 3 minutes, repaid on next payday.
Economics: what it saves and how it charges
Earns a one-time fee on each advance; no late or hidden fees claimed.
Distribution: how it reaches customers
iOS and Android app, SEO landing pages per bill type, referral program.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2022 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.