What it sells
Affirm for LATAM
Business model breakdown
Buyer: who owns the budget?
UnverifiedProduct or fintech/finance leaders at marketplaces and delivery or commerce platforms.
Trigger: what makes them buy now?
Want to monetize users and centralize payments without building fintech tech or handling regulation; go live in days or weeks.
Workflow: what inputs become what output?
White-label modules: Wallet (CVU accounts, prepaid cards, reconciliation), Payments (payment links, checkout, interoperable QR, SmartPOS, debit installments), Lending (loans and receivable advances with Wibond handling scoring, capital, risk, collections).
Economics: what it saves and how it charges
UnverifiedFintech infrastructure that earns on payments, wallet float and lending spreads; Wibond provides capital and risk for lending. Fees are published in a "Costos, Comisiones y Cargos" page.
Distribution: how it reaches customers
B2B demo-led ("Solicita una demo"), integrations into partner platforms.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Winter 2022 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.