What it sells
Payment Platform for LatAm Micro and Small Businesses
Business model breakdown
Buyer: who owns the budget?
UnverifiedOwner-operator micro entrepreneurs.
Trigger: what makes them buy now?
UnverifiedNeed working capital to pay suppliers upfront and get cash discounts without a credit card.
Workflow: what inputs become what output?
Apply for a credit limit in the app, use the limit via Pix to pay suppliers, pay a weekly invoice via Pix, limit restores in about 3 seconds and grows with on-time payment.
Economics: what it saves and how it charges
UnverifiedInterest/fees on weekly revolving credit funded by partner banks (BMP, UY3) via Zippi as banking correspondent; rates not shown.
Distribution: how it reaches customers
Self-serve mobile app and web application form; operates as correspondent bank for partner financial institutions.
Funding history and coverage
| Round date | Stage | Amount | Investors | Source |
|---|---|---|---|---|
| — | Y Combinator Summer 2019 | — | Y Combinator | ycombinator.com |
Profiles summarize public reporting and company websites. Business-model notes are MaxBC's reading of that material, not confirmed facts; unknowns are left blank rather than guessed. Updated 2026-10-12.