卖什么
AI credit infrastructure for MSME lending: loan origination, credit decisioning, agentic credit intelligence, embedded financing.
商业模式拆解
买家：谁掌握预算？
未核实Bank credit and SME banking heads.
触发点：什么让他们现在购买？
SAMA mandate of 20% SME exposure by 2030 vs ~10% today at Tier-1 banks.
工作流：什么输入变成什么输出？
Intake, parse bank statements/CR/SIMAH, real-time decision on lender rules plus AI, risk-based pricing, ongoing monitoring.
经济账：省了什么，怎么收费？
Claims 90% lower cost per case (SAR 35,000 manual to under SAR 1,000), 70% faster decisions, 40% fewer defaults.
渠道：怎么接触到客户？
Demo-led enterprise sales; API-first, on-premise option.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-09-21 | 种子轮 | $4M | — | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.