卖什么
UK business bank for established SMEs: current account, savings, commercial mortgages, asset finance, invoice finance and loans.
商业模式拆解
买家：谁掌握预算？
Owners and directors of established UK businesses with 5-250 employees.
触发点：什么让他们现在购买？
Established businesses feel forgotten by traditional banks that charge monthly fees and lack relationship support; Allica pitches cashback/interest rewards and a dedicated relationship manager. Also promo: no arrangement fees on eligible commercial mortgages for the rest of 2026.
工作流：什么输入变成什么输出？
Business opens a current account, is assigned a relationship manager, uses team expense cards, multi-director access and accounting-software integrations, and can add savings, commercial mortgage, asset or invoice finance.
经济账：省了什么，怎么收费？
未核实Net interest on SME lending funded by deposits.
渠道：怎么接触到客户？
Direct with named relationship managers, plus brokers/introducers and accountants partnerships.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-02-25 | — | £115M | — | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.