卖什么
Consumer and micro-business loans applied for by video call at kiosks (100+ in Mexico).
商业模式拆解
买家：谁掌握预算？
Individual borrowers and micro-business owners applying for themselves at a kiosk; for household use or business, purchases and home improvement.
触发点：什么让他们现在购买？
Need for a quick loan for daily needs, business capital, purchases or home building (four product lines: Aviva contigo, tu negocio, tu compra, tu casa).
工作流：什么输入变成什么输出？
Visit a kiosk, tell your story in a video call, receive the loan deposited directly.
经济账：省了什么，怎么收费？
未核实Lender earning interest/fees on small loans (rates not read).
渠道：怎么接触到客户？
Physical kiosks across Mexico plus app.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-07-14 | A 轮 | US$ 18 milhões | Valor Capital (lead), Caravela | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.