卖什么
嵌入式金融。
商业模式拆解
买家：谁掌握预算？
未核实SME owner or finance lead at the supplier who wants cash flow without waiting on buyer payment terms.
触发点：什么让他们现在购买？
SMEs wait 30-90 days for invoices to be paid and need working capital in hours without collateral or equity dilution.
工作流：什么输入变成什么输出？
Supplier sends an invoice to the buyer, Comfi qualifies the buyer, supplier delivers, Comfi pays the supplier within 24 hours and collects from the buyer later.
经济账：省了什么，怎么收费？
Claimed outcomes on the BNPL page: 30% reduction in DSO, 25% revenue growth, 24h time to cash, 95% approval rate, up to 40% higher order value; products are invoice discounting, B2B BNPL and automotive dealer financing.
渠道：怎么接触到客户？
Online application with limit estimator ("Check your limit", Get Started), integrations with e-invoicing, accounting and ERP tools, and a Partner with us programme.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-04-29 | — | $65M | — | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-13.