卖什么
房贷AI。
商业模式拆解
买家：谁掌握预算？
未核实Loan officers choosing a mortgage platform; borrowers pay for loans.
触发点：什么让他们现在购买？
Mortgage process is document-chasing across borrower, agent and processor; loan officers want capacity and higher payout.
工作流：什么输入变成什么输出？
Elio AI prepares document checklists, completeness checks, follow-ups and closing coordination from application through post-closing, with loan officer in control.
经济账：省了什么，怎么收费？
Licensed mortgage lender (NMLS 2824328); loan officers keep 200 bps on production with nothing deducted.
渠道：怎么接触到客户？
Recruits loan officers; also partners and direct borrowers via "Find a loan officer".
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-10-12 | 种子前 | $5.1M | — | news.google.com |
| 2026-09-30 | — | $5.1M | — | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-17.