卖什么
MAS-licensed commission advance and cash-out service (LytePay) for real estate agents.
商业模式拆解
买家：谁掌握预算？
Individual self-employed property agents who sign up themselves (free signup); repayment is deducted by their agency.
触发点：什么让他们现在购买？
Agent commissions take months to be paid (testimonial cites 6-9 months) while the agent needs cash for business or personal goals.
工作流：什么输入变成什么输出？
Agent closes deal, requests an advance, receives funds in as fast as 1 business day via FAST, agency auto-deducts repayment from the next commission.
经济账：省了什么，怎么收费？
Fees on advances; site claims free signup, 100% transparent fees, average $10k advanced per user, $1.6B income managed.
渠道：怎么接触到客户？
Agency partnerships plus agent self sign-up and mobile app.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-02-25 | — | $4.2M | — | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-13.