卖什么
All-in-one corporate card and expense management platform with physical and virtual cards, bill pay and grant disbursement.
商业模式拆解
买家：谁掌握预算？
未核实Finance and operations leaders (controllers, CFOs, accounting teams) choosing a spend-management card.
触发点：什么让他们现在购买？
Receipt chasing, reimbursements and cash allowances that slow month-end close; e.g. Artisan Capital cut reimbursement cycles by 90%.
工作流：什么输入变成什么输出？
Issue physical/virtual cards with spend rules, employees snap/text/email receipts matched by AI, auto-coding and sync to accounting/ERP, then bill pay and reimbursements.
经济账：省了什么，怎么收费？
SaaS subscription tiers plus per-card fees, interchange rebates (credit card up to 1% back), and Disburse set-up fees.
渠道：怎么接触到客户？
Demo and free trial signups, accounting-firm and integration partners, mobile apps.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2026-07-29 | — | $160M | — | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-13.