卖什么
Blockchain-based Shariah-compliant mutual protection (takaful) pools where communities insure each other via smart contracts, with LifeDAO and savings/loan products.
商业模式拆解
买家：谁掌握预算？
未核实Individuals and families joining a Shariah-compliant protection pool (retail members paying yearly contributions in USDC).
触发点：什么让他们现在购买？
未核实Distrust of costly, opaque traditional insurance that is not Shariah-compliant and requires medical tests.
工作流：什么输入变成什么输出？
Join a protection community, contribute to the shared fund, smart contracts automate payouts, earn trust and rewards.
经济账：省了什么，怎么收费？
未核实Non-profit pool model: more than two thirds of contributions go to benefits and surplus; surplus is redistributed to members. Takadao earns from building and running the platform (fee model not stated).
渠道：怎么接触到客户？
未核实Online self-serve membership via the LifeDAO website, community-led and crypto-native (Become a Member).
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| 2025-12-01 | — | $3.1M | Hasan.VC | news.google.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-13.