卖什么
Liability insurance for generative AI and AI Agents
商业模式拆解
买家：谁掌握预算？
未核实Risk, legal or finance leaders at companies building or deploying generative AI and agents, buying through insurance brokers.
触发点：什么让他们现在购买？
Traditional policies are silent on AI failure modes and some insurers add AI exclusions; customers and boards ask for written protection and procurement answers.
工作流：什么输入变成什么输出？
Technical evaluation and governance documentation underwrite a standalone affirmative AI liability policy that covers defense costs and settlements for third-party claims from AI errors, outputs and agent actions; includes monitoring and incident coordination.
经济账：省了什么，怎么收费？
MGA/Lloyd's Coverholder earning premium and commission on policies with limits up to US$25M aggregate per insured (US$5M per model). Premium rates not published.
渠道：怎么接触到客户？
Placed through brokers (broker appointment program with co-marketing and training); also direct "Discuss coverage" enquiries.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2022 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.