卖什么
AI advisor for retail investors
商业模式拆解
买家：谁掌握预算？
未核实Individual investors paying by subscription.
触发点：什么让他们现在购买？
Wants real answers about own holdings (e.g. paycheck investing, Roth vs 401k, why portfolio is down) instead of fee-based advisors.
工作流：什么输入变成什么输出？
Link brokerage via Plaid, ask by text or call, get recommendations based on holdings and risk profile, receive filtered market updates.
经济账：省了什么，怎么收费？
Flat monthly subscription instead of AUM fees; raised $5M seed.
渠道：怎么接触到客户？
Consumer app download with free trial; TikTok/Instagram presence.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2025 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.