卖什么
An online mortgage broker. Get the best mortgage, fast.
商业模式拆解
买家：谁掌握预算？
未核实Individual borrower applying online; lenders pay the brokerage commission.
触发点：什么让他们现在购买？
Buying a home, mortgage renewal within 120 days, wanting a lower rate, debt consolidation or equity access.
工作流：什么输入变成什么输出？
Apply once in ~5 minutes with one credit check; software sends the file to 30+ lenders; licensed expert negotiates rate and guides from pre-approval (as little as 24 hours) through closing.
经济账：省了什么，怎么收费？
未核实Mortgage brokerage: free to borrower ("free guidance, no obligation"); revenue is presumably lender-paid broker commission.
渠道：怎么接触到客户？
Direct online application funnel with UTM-tracked service pages for buying, refinance, renew, HELOC.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2020 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.