卖什么
AI collections agency for late stage portfolios
商业模式拆解
买家：谁掌握预算？
未核实Heads of collections / credit recovery at lenders and fintechs.
工作流：什么输入变成什么输出？
Segments each account by ability and willingness to pay, contacts borrowers by voice, SMS and email in one thread, negotiates payment plans, routes to humans or app support, and logs insights on why customers default.
经济账：省了什么，怎么收费？
未核实Operates as an AI collections agency "measured against your current results"; likely performance/recovery-based fee, but terms not stated.
渠道：怎么接触到客户？
"Let's talk" sales contact plus REST API (trigger calls, webhooks, analytics) for integration.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2026 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.