卖什么
Your health plan should get better year-round. Not just once a year.
商业模式拆解
买家：谁掌握预算？
Founders, CEOs and people leaders.
触发点：什么让他们现在购买？
Renewal increases (insurers asking small businesses for 14% more in 2027 per KFF).
工作流：什么输入变成什么输出？
Price every option (fully insured, PEO, level-funded, ICHRA), negotiate competing quotes, use claims data to improve plan all year.
经济账：省了什么，怎么收费？
Free to employer; paid commission by insurer/PEO/provider chosen.
渠道：怎么接触到客户？
Book 15 minutes with founder; get a better plan quote flow; referral program.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2026 秋季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.