卖什么
Fortune 500 Dental Benefits for Startups
商业模式拆解
买家：谁掌握预算？
未核实Employer (founder/HR) at startups buying benefits for staff.
触发点：什么让他们现在购买？
Legacy dental plans cap coverage at about $1,500/year (unchanged since the 1970s) and only 60 cents of each premium dollar goes to care, leaving staff paying out of pocket.
工作流：什么输入变成什么输出？
Employer picks an annual coverage cap ($1,000/$1,500/$2,000), adds team via payroll or invite link, employees pay at the dentist with a Denta debit card that draws down the balance.
经济账：省了什么，怎么收费？
未核实Employer-funded annual coverage balance on a debit card (not traditional insurance premiums); value claim is higher usable coverage per dollar.
渠道：怎么接触到客户？
Direct to employers; "Book a Call" and Get Coverage signup; payroll connection; separate Providers and Patients portals.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2026 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.