卖什么
US based USD accounts for non-US residents
商业模式拆解
买家：谁掌握预算？
Individual freelancer or remote worker outside the US (also a Business offering).
触发点：什么让他们现在购买？
未核实Getting paid in USD by platforms/clients (Fiverr, Upwork, Deel etc.) without a US bank account or high fees.
工作流：什么输入变成什么输出？
Download app, open USD account, receive payouts from platforms and clients, send/convert and hold USD; Plaid links to other financial institutions.
经济账：省了什么，怎么收费？
未核实Fintech on sponsor-bank rails; presumably earns fees/FX spread (pricing page referenced but not retrievable).
渠道：怎么接触到客户？
Self-serve app download; SEO pages per platform and country (Pakistan, Bangladesh), app-store ratings 4.7.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2022 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.