卖什么
Buy Now Pay Later + Cash Advance for Household Essentials
商业模式拆解
买家：谁掌握预算？
未核实Individual consumers via mobile app.
触发点：什么让他们现在购买？
Unexpected expenses, bills before payday, household essentials when cash is short.
工作流：什么输入变成什么输出？
Use BNPL in the in-app store (Cornerstore) to unlock a free cash advance transfer to bank (up to $200 per how-it-works page); repay on payday.
经济账：省了什么，怎么收费？
未核实No interest, fees or late charges to users; revenue implied from retail margin on household goods and private-label products bought through BNPL (not stated explicitly).
渠道：怎么接触到客户？
Consumer app (Google Play, App Store) and SEO/learn content.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2021 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.