卖什么
Cross-border payments for exporters of physical goods.
商业模式拆解
买家：谁掌握预算？
未核实Finance leads/CFOs of SMEs trading physical goods cross-border (e.g. exporters in MENA, Europe, APAC, LatAm).
触发点：什么让他们现在购买？
Slow, costly SWIFT corridors and intermediaries when receiving or sending payments to buyers and contractors abroad.
工作流：什么输入变成什么输出？
Open a business account with one KYB, hold fiat and stablecoin balances, send/receive via SWIFT, ACH, SEPA, UAE FTS, auto-generate invoices and bank letters, issue USD cards; AI agent and Claude/Codex connector.
经济账：省了什么，怎么收费？
Monthly subscription plus per-transaction fees on payments (0.50% to 0.75%, SWIFT also $25).
渠道：怎么接触到客户？
Apply/self-serve onboarding, sales calls for enterprise, partner program and API.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2026 春季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.