卖什么
Simplified digital health insurance for Filipino SMBs
商业模式拆解
买家：谁掌握预算？
HR head or owner of Philippine SMEs and growing enterprises (minimum 10 employees).
触发点：什么让他们现在购买？
未核实Need to offer employee HMO benefits without heavy paperwork; adding/removing members quickly.
工作流：什么输入变成什么输出？
Company requests a quote, enrolls employees; HR adds/terminates members via dashboard (1-day SLA), members request LOAs, book teleconsults and annual physicals via portal.
经济账：省了什么，怎么收费？
未核实Employer-paid HMO premiums (MBL or ABL plan types) with HMO underwriting; owns licensed HMO via HPPI acquisition.
渠道：怎么接触到客户？
Get-a-quote web form, blog content, direct HR sales; accredited provider network.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2021 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.