卖什么
Personalized rent-to-own real estate financing using technology in SEA
商业模式拆解
买家：谁掌握预算？
Home buyers (Vietnamese and foreign) who cannot get a bank mortgage, and credit-worthy investors who co-finance.
触发点：什么让他们现在购买？
Cannot meet full down payment or income verification for a bank loan; wants to own a home with only 8% upfront.
工作流：什么输入变成什么输出？
Buyer picks a property; Homebase matches an investor; investor takes the bank loan and buys in own name; buyer moves in and pays monthly interest, principal and a service fee, building ownership share until buying it back.
经济账：省了什么，怎么收费？
Fee-based matching/co-financing: investors earn about 5-30 million VND per month passive income without capital; buyer pays service fee. Homebase fee not published.
渠道：怎么接触到客户？
Web forms for buyers/investors, agent program, referral program, press coverage; investor/buyer FAQs.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2021 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.