卖什么
We underwrite and insure house rentals in Latam
商业模式拆解
买家：谁掌握预算？
Real estate agent or landlord (the tenant pays the screening fee, which is deducted from the protection price).
触发点：什么让他们现在购买？
未核实Landlord fear of non-payment and slow, costly eviction; agents wanting to close rentals faster without a guarantor (fiador).
工作流：什么输入变成什么输出？
Agent quotes protection, tenant is screened against 30+ sources within 24 hours, contract and e-signature, then rent is paid on time and legal counsel handled if tenant defaults.
经济账：省了什么，怎么收费？
Fee per rental protection sold; claims 48-hour average close, 50,000+ operations closed; insurance underwritten with Allianz.
渠道：怎么接触到客户？
Through real estate agents (app for agents), allied-agency directory, and direct owner quote.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2021 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.