卖什么
The Cross-Border Neobank for the Middle East
商业模式拆解
买家：谁掌握预算？
Individuals (senders/earners abroad) and businesses needing cross-border accounts; API buyers for payouts, pay-ins, card issuance.
工作流：什么输入变成什么输出？
Open multi-currency USD account and non-custodial wallet, receive USD/USDC, send globally, spend with virtual cards; businesses use payouts/pay-ins/cards APIs.
经济账：省了什么，怎么收费？
Consumer plan tiers plus transfer and FX spreads; card spend rewards points.
渠道：怎么接触到客户？
Self-serve app, affiliate program, API docs for businesses.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2025 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.