卖什么
Financing platform for LatAm car dealerships.
商业模式拆解
买家：谁掌握预算？
Individual car buyers (self-employed, limited credit history) and auto dealers/brands as partners.
触发点：什么让他们现在购买？
Hard to get conventional auto credit; 15,000+ people say they obtained a car through Nexu.
工作流：什么输入变成什么输出？
Customer checks viability, quotes, gets a 100% digital credit or lease with customized rate and term; car is titled in the customer name from the start.
经济账：省了什么，怎么收费？
未核实Lender earning interest on personalized-rate auto loans and leases.
渠道：怎么接触到客户？
Dealer and brand alliances (10+ brands), Nexu para agencias portal, online quote form.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2020 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.