卖什么
Working capital for African micro businesses
商业模式拆解
买家：谁掌握预算？
未核实Owner of the micro/small business (borrower).
触发点：什么让他们现在购买？
Need working capital quickly to stock, expand or open a shop.
工作流：什么输入变成什么输出？
Download app, photo of National ID, enter basic business details, receive loan within 24 hours.
经济账：省了什么，怎么收费？
Lender earning interest/fees on loans; loans up to UGX 30 million, 80,000+ business owners; expanding to savings, insurance, payments.
渠道：怎么接触到客户？
Mobile app (Play Store) and website application in Uganda; partnerships.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2022 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.