卖什么
Financial tools for cross-border trade
商业模式拆解
买家：谁掌握预算？
未核实Finance/operations teams at importers and SMEs paying overseas suppliers (customers include CEOs and operations staff at logistics, trading and energy firms).
触发点：什么让他们现在购买？
未核实Slow, costly bank wires and poor FX rates when paying suppliers across borders, especially in Africa.
工作流：什么输入变成什么输出？
Request access, fund account in local currency, view live rates for 120+ currencies, create and get approval for payments, track via UETR/IMAD, download statements.
经济账：省了什么，怎么收费？
未核实No onboarding, subscription, transfer or currency-swap fees are advertised; revenue presumably from FX spread. Claims 1,650+ businesses served and 95% of payments completed in under 48 hours.
渠道：怎么接触到客户？
Request-access onboarding on web and mobile apps, plus an API for embedding payments into customer systems; contact sales for API.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2022 冬季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.