卖什么
AI-Native Mortgage Broker
商业模式拆解
买家：谁掌握预算？
未核实Home buyers and refinancing consumers (self-serve, no login to get a rate).
触发点：什么让他们现在购买？
Overpaying on mortgage rates and fees (broker-padded rates, hidden lender fees); customers cite savings of $61K-$97K.
工作流：什么输入变成什么输出？
Enter loan details, pricing engine surfaces best lender, AI reads quotes and flags buried fees, ranks loans by real cost, closing in days.
经济账：省了什么，怎么收费？
Licensed mortgage broker (NMLS #2751459) earning an origination fee/lender compensation; sample origination fee $1,250, 0 points, claims rates over 0.5 point below national average.
渠道：怎么接触到客户？
Direct-to-consumer web with rate pages, blog, reviews and case studies.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2025 春季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.