卖什么
The Global Dollar App for Brazil
商业模式拆解
买家：谁掌握预算？
未核实Brazilian individuals (and businesses) who earn or hold dollars and want to receive USD, convert BRL/USD/crypto and spend abroad.
触发点：什么让他们现在购买？
Brazilian cards charge 4.38% IOF and bank wires 1.1% plus FX markups on cross-border money.
工作流：什么输入变成什么输出？
Open account, get US account details to receive dollars free, convert between BRL, USD, digital dollars and crypto, spend with Visa dollar card, send to Pix, US account or crypto wallet, earn daily yield.
经济账：省了什么，怎么收费？
Transaction fee 0.3%-1% by route and account type (USD to digital dollars free), card 1% on non-dollar purchases, no markup on market rate; yield product.
渠道：怎么接触到客户？
Consumer mobile app download (iOS/Android), referral and resource/comparison pages; personal and business.
融资历史与报道
| 融资日期 | 轮次 | 金额 | 投资方 | 来源 |
|---|---|---|---|---|
| — | YC 2025 夏季 | — | Y Combinator | ycombinator.com |
档案汇总自公开报道和公司官网。商业模式部分是 MaxBC 对这些材料的解读，不是已确认的事实；未知之处留空，不作猜测。 更新于 2026-10-12.